Georgia is becoming increasingly attractive for expats opening a business or moving here for permanent residence. One of the key aspects of successful integration is choosing a reliable banking partner. TBC Bank offers special TBC Concept packages adapted for non-residents. Let's take a closer look at them.

TBC Concept packages for non-residents

TBC Bank offers three main packages available to both residents and non-residents:

1. TBC Card
   • Card: MasterCard World
   • Price: Free of charge for Georgian citizens; 10₾/month for non-residents
   • Cashback: 0.5% on all transactions in Georgia and 1% at TBC terminals in one of three categories to choose from (supermarkets, gas stations, pharmacies)
   • Cash withdrawal: Up to 2,000₾ free at any ATMs in Georgia
   • Transfers: Up to 2,000₾ commission-free on accounts with other banks
   • Extra: 5 free utility bills
2. TBC Concept Digital Card
   • Cards: Visa Platinum and MasterCard World Elite
   • Price: 20₾/month for Georgian citizens; 25₾/month for non-residents
   • Cashback: 0.6% on all transactions in Georgia and 1.2% at TBC terminals in one of three categories to choose from
   • Cash withdrawal: Up to 10,000₾ free at any ATMs in Georgia
   • Transfers: Up to 10,000₾ commission-free on accounts with other banks
   • Extra: Free payment of utilities, 14 days travel insurance, access to airport business lounges, special offers for Concept customers, flat fee of 15$/€/£ on SWIFT transfers
3. TBC Concept 360 Card
   • Cards: Visa Signature and MasterCard World Elite
   • Price: 40₾/month for Georgian citizens; 50₾/month for non-residents
   • Cashback: 0.7% on all transactions in Georgia and 2.1% at TBC terminals in one of three categories to choose from
   • Cash withdrawal: Up to 20,000₾ free at any ATM in Georgia and the equivalent of 15,000₾ abroad
   • Transfers: Unlimited free transfers in GEL to accounts in other banks
   • Extra: Personal banker, free utilities, 30 and 183 days travel insurance, access to airport business lounges, flight delay compensation, Fast Track at the airport, special offers for Concept customers, flat fee of $15/€/£ on SWIFT transfers

Benefits of TBC Concept packages for expats

• Access to Airport Business Lounges: TBC Concept clients have access to more than 1,200 Lounge Key lounges worldwide, including TBC Concept's exclusive space at Tbilisi International Airport.
• Fast Track: Faster check-in at airports for MasterCard World Elite and Visa Signature cardholders.
• Tourist Insurance: Free insurance for 14, 30 or 183 days depending on the package selected.
• Personal Banker: Personalized service and financial advice for Concept 360 package customers.

How to choose the best package?

It is recommended that you consider the following factors when selecting the appropriate TBC Concept package:

• Frequency and volume of banking transactions: If you are planning regular large transfers or frequent cash withdrawals, packages with higher limits will be more favorable.
• Travel: For frequent traveling expats, packages with access to business lounges and Fast Track service will provide added comfort.
• Need for personalized service: If you prefer personalized attention and advice, the Concept 360 package with a personal banker will be the best choice.

Start working with TBC Bank today!

Get the right TBC Concept package and enjoy premium services: cashback, free transfers, access to airport business lounges and much more. ESPERO team will help you open a bank account, register a sole proprietorship or a company in Georgia and get a full range of business services for comfortable integration.

📞 Contact us now! Leave a consultation request and our experts will contact you to discuss all the details.

Your financial freedom starts with ESPERO! Contact us!